Personal Dental Insurance
Dental disease is more common than you think and the cost of treatment can be expensive - just imagine having to pay the fee for a crown or bridge, which can cost more than $1,000!

With a dental plan, the cost of regular visits for check-ups and professional cleaning becomes more affordable and can help you reduce the possibility of developing dental disease.

Network Based Plan:

PDO - Preferred Dental Organization, looks like and operates like its medical counterpart, the PPO. DMO - Dental Maintenance Organization, typically benefits are limited or eliminated if you receive treatment outside of the network.

Indemnity Plan:

These plans "indemnify" participants for dental services received. These reimbursed amounts vary according to the type of service provided. A typical benefit structure for this type of plan would be:

Preventative Services	100%
Basic Services	80%
Major Services	50%
Major and Restorative	50%
Orthodontia	Not Covered
Deductible (single/family)	$50/$150
Annual Maximum	$1,500